Field Marshal Sam Hormusji Framji Jamshedji Manekshaw

Last Post Sounds for a Great Soldier

FORMER Indian Army chief Field Marshal Sam Hormusji Framji Jamshedji Manekshaw died at the military hospital in Wellington in Tamil Nadu on Friday. The 94- year- old was suffering from acute bronchopneumonia. In arare gesture, the government decided to accord Manekshaw astate funeral, complete with a21- gun salute (right).

Though defence minister A. K. Antony condoled the death, he didn’t attend the funeral. Instead, minister of state for defence M. M. Pallam Raju attended the last rites of the officer who scripted India’s 1971 military victory over Pakistan. When asked about Antony’s absence, ministry officials hinted at the paucity of space which would have made it difficult to accommodate the minister and his entourage.

The three service chiefs, who are all four- star officers and junior to the late field marshal, also chose to stay away from the funeral ceremony which was held at Coonoor Tamil Nadu.

They sent their representatives. President Pratibha Patil, the supreme commander of the armed forces, is on an Indore tour and sent her condolence message.

Calling him one of India’s greatest soldiers, Prime Minister Manmohan Singh said Manekshaw has inspired several generations of Indian soldiers over the past half acentury. am sure his legacy will continue live with us for years to come,” Singh said. Former Navy chief, Admiral (rtd) Arun Prakash told MAIL TODAY :“Field marshals don’t retire, the rank is given for life.

The nation honoured him for his military achievements when he was alive, so he also deserves the highest honour after death.” Asenior officer said, “The state funeral should’ve been held in the Capital and all dignitaries should have been there.” Manekshaw was buried beside the grave of his wife Siloo Bode in Udhagamandalam as per his wish.

The funeral of India’s most decorated soldier was aprivate affair with only close relatives and members of the Parsi community in attendance. Though there is aParsi tradition of keeping the body in the open and allowing vultures to feed on it, Manekshaw’s body was buried. Amass was held in the graveyard where family members paid floral tributes to the departed soul. The rites lasted about an hour.

Hundreds of people atop buildings and trees adjacent to the graveyard watched the last rites. Security was tight in and around the graveyard with police and army officials controlling the public and the traffic.

Earlier, the body was brought to the graveyard in an open flower- bedecked military truck from Wellington. Manekshaw, who became ahousehold name after the 1971 victory led the creation of Bangladesh, had been hospitalised at the Wellington Military Hospital for some time due aprogressive lung disease.

His condition had become serious in the past few days and he was being treated in the intensive care unit.
suman. sharma@ mailtoday. in

GOI: An Ungrateful Government

If you have to die, do so around Delhi or Mumbai

Krishna Prasad

The passing away of the only Indian to be appointed Field Marshal when in active service has been remarkable for the warmth of the ordinary men and women, who queued up to say meebeenamet to the adorable dikra who put his life on the line for them.

It has also been remarkable for the complete lack of grace and gratitude, civility and courtesy, decency and decorum on the part of the bold-faced names rapaciously grazing the lawns of power in Delhi and elsewhere, for the brain behind India’s only decisive military victory.

Sam, the Bahadur, had been unwell for a while now. From about 1000 hours on June 26, reports of his being “critically ill” had appeared in the media. Yet, when the “expected tocsin” sounded at 0030 hours till the guns were fired in salute around 1500 hours on June 27, “civil society” chose to show its incivility.

  • Pratibha Patil , the commander-in- chief of the armed forces with all the time in the world: Absent
  • Hamid Ansari: Vice-president releasing books and writing reviews of books by fellow-travellers: Absent
  • Manmohan Singh , the prime minister who could do with a bit of the field marshal’s charisma and heroism: Absent
  • Sonia Gandhi : daughter-in- law of the woman the field marshal called “sweetie”: Absent
  • L K Advani: prime minister in waiting of the party which would like to do to Pakistan what Manekshaw did: Absent
  • M Karunanidhi and Surjit Singh Barnala: chief minister and governor of the state which Manekshaw had made his home for 35 years: Absent

Politicians may have their reasons. They always do. Maybe, there are issues like protocol. Maybe, this is one way in which ‘civil India’ shows the armed forces its place. Maybe, this is why we are not as militaristic as Pakistan. Maybe, the knees are just too old to climb the hills.

But what about the armed forces itself?

  • A K Antony: the defence minister ‘now behaving like the chairman of the confederation of the armed forces’ trade unions: absent ‘due to prior political engagements’.
  • The chief of army staff: absent (away in Russia )
  • The chief of navy staff: absent
  • The chief of air staff: absent

The fact that the defence minister was represented by his deputy Pallam Raju, the fact that the navy and air staff sent two-star general rank officers, shows that however high or mighty, however rich or powerful, civilian or military, if you should die as you must, you should do so somewhere in the vicinity of New Delhi — or Bombay.

Or else, they must have some use for you.Or else, too bad.

As he rightly surmised once: “I wonder whether those of our political masters who have been put in charge of the defence of the country can distinguish a mortar from a motor; a gun from a howitzer; a guerrilla from a gorilla — although a great many of them in the past have resembled the latter.”

The contrast couldn’t be starker:

  • When Amitabh Bachchan was ill after being socked in the stomach during the shooting of Coolie, Indira Gandhi  flew down to Bombay to show her concern.
  • When Dhirubhai Ambani died, L K Advani cut short his Gujarat tour to pay his respects to an ’embodiment of initiative, enterprise and determination’.
  • When Pramod Mahajan was shot dead by his brother, Vice President Bhairon Singh Shekawat had the time to attend the funeral.

Our VIPs and VVIPs have time for dead and dying celebrities, charlatans, fixers. Not for a field marshal?

In his biography, K M Cariappa, the only other field marshal India has had (and who too died at age 94), writes of his father’s cremation in May 1993:

“Honouring him in death as they did in life were Field Marshal Manekshaw, the three service chiefs all of whom belonged to the same course and at whose passing out parade from the joint services wing father had presided, the gracious chief minister M  Veerappa Moily and C K Jaffer Sharief, Minister for Railways representing the President as the supreme commanded of the armed forces.”

Somebody should have told the geniuses in Delhi that Sam, the Bahadur, passed away in Wellington, Ooty, not Wellington, New Zealand . The nearest civil airport is Coimbatore, just 80 km away.

If this is how we say goodbye to Field Marshal Sam Manekshaw, any wonder why Rang de Basanti could successfully tap into the angst of an entire generation?

Krishna Prasad, former editor, Vijay Times and one of India’s finest young journalists, is the guiding spirit behind www.churumuri. com

Fake NGOs: Means for siphonig off funds

Fake NGOs must be in tens of thousands in India and in millions all over the world. As movers and shakers some NGOs have performed in an excellent manner in their specific areas of focus, ranging from conservation of nature, human rights, to space exploration. There are as many NGOs as there are issues, and many issues have thousands of NGOs working on them, and with good results.

NGOs have been able to attract vast resources in terms of funds, and dedicated manpower and acquire in their processes of working a great deal of influence and bargaining power. Infact there are many areas where one may say they have even supplanted trade unions (whose clout has been diminishing worldwide in the last two decades) as pro poor, pro worker, especially as supporters of unorganized labour force.


Voluntary workers have ensured that many of the NGOs are less pyramidal, more flat in their organizational structure and have given a great deal of leeway for individual initiatives. This has also attracted many to prefer NGOs as a career and a profession. Economics of scale has ensured a fairly viable career with the added attraction of independence of action. Job satisfaction is an added bonus that appears to come with the turf.

Their ability to deliver humanitarian aid to inaccessible areas especially in disaster struck zones in an effective manner has ensured their acceptance as dependable conduits in ensuring that aid reaches the appropriate areas and affected people directly. This has over a period of time changed the mindset of many governments to accept that NGOs can be trusted (still to some extent only) to help in advancing their own plans for social uplift and fulfilment of promises at the grass roots level.

This change in the mindset of governments has allowed the canalization of funds through NGOs.

When money is around can crooks be far behind?

Canalization of funds through NGOs for social activities has attracted over a period of time a grate number of fly by night operators have set up shops. The ease with which an NGO can be set up(as it should be) has encouraged the formation of NGOs to work in different areas.

However the systems that exist in the government departments and even international agencies like the UN has also ensured the setting up of NGOs with the primary motive of siphoning off of government funds.

How many fake NGOs will be there? Hundreds, thousands, millions all over the world?

How are these to be stopped? Only effective audit of allocation and effective use of funds can stop this. Who will audit the auditors?

an extract from Mail Today

Police declare 400 NGOs as fake in Jharkhand

THE special branch of Jharkhand Police has declared over 400 Non- Government Organisations in the state as fake. In a detailed report, the Special Branch has divulged that more than 400 NGOs in the state exist only on paper and the addresses given by them to obtain registration were found to be fake.

The investigating wing alleged that about Rs 5billion, that had presumably been received by them so far from different sources in the name of social activities, had been misused. Many of them are entitled to obtain aids from the Centre too, the report says. During investigations, either dilapidated buildings or school premises were found at the addresses given by these NGOs. The special branch has sought report from the deputy commissioners of various districts about NGOs being run in their areas.

Injustice : Inhuman treatment of a rape victim by a demented Panchayat

Injustice : Inhuman treatment of a rape victim by a demented Panchayat

This is another case of gross violation of human rights by a demented panchayat, convened on religious lines. There have been cases where panchayats convened on caste lines have decreed even killing of couples, simply because the boy and the girl belonged to different castes or belonged to the same Gotra.

These evil practices must be ended immediately.

It is the lack of political will that allows such inhuman actions.

Woman punished after being raped

Rapist father-in-law in UP is let off by panchayat after ‘fine’ of Rs 5,000 in rerun of the Imrana case

By Piyush Srivastava in Lucknow

MEHRUNNISSA, 30, had to face the extreme agony of being raped by her father-in-law. But days after the tragic incident, she was subjected to humiliation by her village panchayat when she went to them for justice —they punished her for getting raped. The panchayat of Bairiyawan village in Gorakhpur’s Barhalganj tehsil said Mehrunnissa (not her true name) was “guilty of being raped” and decided on apunishment as well.

They ruled that the victim’s husband, who was away in Dubai when the incident took place, must “divorce” her and she was to be sent to her parents’ home in Ghosi village of Mau district. Her father- in- law, 58- year- old Mohammad Ramzan Ali, however, has walked away afree man. Instead of reporting his crime to the police, the village elders ruled he could wash away his sin by paying Rs 5,000 to the panchayat.

Elders rule husband must ‘divorce’ victim
The crime, if there was one, had been committed by Mehrunnissa herself, the village panchayat said. Mohammad Siddiqi, head of the village panchayat, justified the decision. “The decision was taken by six members of the panchayat in the light of the Shariat. Knowingly or unknowingly, Mehrunnissa, by her physical appearance, provoked her father- in- law to sexually assault her.

This was acrime and she must be punished,” said Siddiqi He claimed Ramzan Ali had confessed to raping the woman and had been adequately punished. “Don’t think he has been spared. We have imposed afine of Rs 5,000 on him and told him to pay it within amonth,” Siddiqi said. Clearly, the rapist feels his punishment is too harsh.

He is said to be haggling with the panchayat on the fine. Ramzan Ali also declared he is not bound by the panchayat’s orders. “The charges against me are false. My son lives in Dubai and she lived in my house. Itold the panchayat that she was a wayward woman. Ihave seen her talking to astranger,” he said.

When local journalists contacted Mehrunnissa in Ghosi – where she has now been forced to go, she said: “The stranger he is talking about is avegetable vendor. The villagers buy vegetables from him every day.”

Mehrunnissa had been married to Mohammad Abdul Rashid, 32, for two years. The couple have no children. Ayear ago, Rashid went to Dubai to work as alabourer. When he returned last week, his wife told him about the rape. The couple approached the panchayat, and Rashid pleaded repeatedly that he had nothing against his wife and they could still lead anormal life. But the panchayat’s order was firm:

Abandon your wife and send her to her parents’ house. “Iwork in Dubai. On my return last week, my wife told me about her ordeal and we decided to take the help of village elders before registering any police complaint.

But the panchayat told me I’d be thrown out of the village if the police were called. Iwas also told that according to the Shariat, my wife could not live with me. Iknow she can still come back to me after getting married to someone else and divorcing him. But the panchayat said she didn’t deserve to be my wife.” It turns out that Rashid never meant any of that. He now wants to begin life anew, with another woman. He wants no more trouble.

Sometime on Wednesday, Rashid and his father quietly left the village after locking their house. The police said they weren’t aware of the incident.

“Action will be taken only after we receive acomplaint,” said Piyush Mordia, SSP, Gorakhpur. Mehrunnissa’s heart- rending story has an echo in the tragic tale of Imrana, awoman from Muzaffarnagar in UP who suffered asimilar ordeal in June 2005.

The wife of Noor Ilahi, a rickshaw puller and part- time brick kiln worker, Imrana too was raped by her father- in- law and then instructed by the village panchayat to cut off ties with her husband.
piyush. srivastava @mailtoday. in


Mumbai simmers as Sikhs riot against the Dera chief & his trigger-happy guard

By Seema Kamdar in Mumbai and Vikas Kahol in Chandigarh

Mumbai simmered on Saturday as thousands of Sikhs, brandishing swords and lathis, blocked railway tracks, damaged Mulund station and shut down swathes of the city over the killing of a community member by bodyguards of Dera Sacha Sauda chief Gurmeet Ram Rahim Singh on Friday.

The ripple was felt across north India — in Punjab and Haryana, angry Sikhs took to the streets demanding the Dera chief be arrested; in Jammu, agitators wielding swords, burnt his effigies and in the Capital, Sikhs shouted slogans and blocked busy thoroughfares.

Punjab chief minister Parkash Singh Badal, though known to seek the Dera chief’s blessings whenever Punjab goes to the polls, sensed the general outrage and asked the Maharashtra government to take action against him.

Shiromani Gurudwara Prabandhak Committee (SGPC), the highest religious body of the Sikhs, condemned Balkar Singh’s death. Damdami Taksal, a prominent Sikh seminary, also demanded action against the sect chief. On Friday, a handful of Sikhs were protesting outside Nirmal Lifestyle, a mall in the north-eastern suburb of Mulund, against the presence of Ram Rahim Singh when one of his bodyguards opened fire. Balkar, a Sikh businessman, died in the firing.

Soon, the news spread and mobs spilled onto Mumbai streets on Saturday morning. When it appeared the situation was spinning out of control in Mumbai, especially in Mulund and the key Eastern Express Highway — which the protesters paralysed for two hours — the police and the RAF hit back, clobbering and teargassing the agitators, some of them old men. An anxious Maharashtra chief minister Vilasrao Deshmukh appealed to the Sikhs to maintain calm and refrain from violence. He announced an ex-gratia payment of Rs 2,00,000 to Balkar Singh’s family.

The SGPC also announced a similar amount as compensation. By the evening, the Sikhs suspended all agitation till Monday following Maharashtra deputy chief minister R.R. Patil’s assurance that he would convene a high-level meeting to resolve the issue. Throughout the day, Mulund, the epicentre of the protests, remained paralysed as the protesters squatted on railway tracks and pelted stones at the trains and buses from 11.30 am, damaging all the four railway tracks that pass through the station.

Though nobody was grievously hurt, train services had to be stopped for over an hour. A total shutdown was also observed in Kalyan and Ulhasnagar — Sikh-majority areas in Thane district. Security was tightened in Thane, Pune, Akola, Nagpur, and Nanded, state director general of police A.N. Roy said. The protesters wanted Ram Rahim Singh to be arrested — a possibility not entirely ruled out by Patil, who met city Sikh leaders in the evening. He assured the community that all necessary action would be taken against the four accused, arrested for Friday’s firing, under section 302 and the Arms Act.

They were remanded in police custody till July 2. All the four, Patil said, are part of Ram Rahim Singh’s security team. The revolver used to fire was seized. Ten more men from his security team were being grilled. “A full-fledged inquiry will be held by the city crime branch and if necessary, the guru could be called in for questioning as well,” Patil said. Sardar Tara Singh, the BJP MLA from Mulund, said: “The agitation was largely peaceful, but in places, it went out of hand.” Apart from Ram Rahim Singh’s arrest, the Sikhs do not want him to set up base in Mumbai. “It is believed that Dera Sacha Sauda is eyeing two to three acres at Khopoli in eastern Mumbai for setting up an office.

There are 3.5 lakh Sikhs in the city and if the Dera sets base in the city, daily skirmishes between the two communities could take place,” Tara Singh said. “The government should ensure he is not permitted to own property in Mumbai.” On the immediate agenda, though, is a peaceful resolution of the problem.

The state government has bought peace till Monday — the day Balkar’s Singh’s body will be cremated. While the Sikhs took to the streets in almost all parts of Punjab and some parts of Haryana on Saturday, the radical Sikh groups said they wanted the Dera chief behind the bars. Demanding that the Maharashtra government book him for murder, members of the Khalsa Action Committee blocked traffic in Amritsar on Saturday. The youth wing of the Shiromani Akali Dal (Badal) also held a protest in Amritsar.

Talking to the media at Amritsar’s Golden Temple, the Punjab chief minister said he had spoken to Deshmukh and the Maharashtra DGP about the incident. Terming it as “tragic and shocking”, Badal said action must be taken against the Dera chief. The Sikhs in Haryana’s Sirsa, where the Dera headquarters are located, blocked traffic on National Highway 10 for six hours.

The police were rushed to the spot to prevent any clash between the agitators and the Dera followers. In Punjab, security was beefed up at areas where the Dera has a presence. In Bathinda, the police took out a precautionary flag march and appealed to the people to maintain calm. Reports of protests poured in from Jalandhar and Ludhiana, too.

Violence in the name of God: Dera or Danish Cartoons Any Difference?






Efforts Group, Delhi Success in efforts for a Community Center

Mr Watwani says

“I informed to you earlier that during a Efforts Group meeting with all S Enclave RWA Reps, Prof Kiran Walia, MLA informed  that Dream of Safdarjung Enclave for having a Community Centre will   become reality soon.”

There was a story in MetroNow  Newspaper on Monday, the 23rd Jun 08 on this subject. Forwarding to you a scanned copy of MetroNow story on Community Centre.”Victory At Last For Safdarjung RWA”

The news was also covered in SAMVADA  Jun 08 issue ( Monthly Magazine ) for Safdarjung Enclave.”

Mumbai Traffic:Western Highway records 80 mishaps in a fortnight

Western Highway records 80 mishaps in a fortnight

Clara Lewis I TNN

Mumbai: If speeding on the Eastern Express Highway seemed dangerous, mere driving has proved fatal on the Western Express Highway.

Eighty accidents have been reported, two of them fatal, on the 2.5-km stretch between the Kala Nagar junction in Bandra and the Milan subway junction in Santa Cruz over the past fortnight. Ever since the onset of the monsoon early this month, there have been 76 mishaps between the Hans Mugra Road and the Kala Nagar junction alone—a distance of only 1.5 km.

S Nandgirikar, chief engineer, Mumbai Metropolitan Region Development Authority (MMRDA), which is in charge of the two expressways, however, did not agree with the statistics. “We are regularly in touch with all the police stations as well as the traffic police and none of them has reported such a high rise in accidents,’’ he said.

However, according to P N Mestri, senior police inspector, Kherwadi police station, under whose jurisdiction this stretch falls, all the mishaps had occurred owing to skidding on wet roads. “The petrol and diesel on the roads, added by the rain, proved to be a deadly cocktail leading to these accidents. One of them proved to be fatal when a car skid and hit a person near a bus stop on the highway on June 15,’’ Mestri said. “Most of these vehicles were going at a low speed.’’

Local Shiv Sena corporator Prakash Sawant, who has complained to MMRDA commissioner Ratnakar Gaikwad about the high incidence of accidents, said the figure now stood at 145.
However, the Vakola police, which man the expressway between Hans Mugra Road and Milan Subway, have a much lower toll. “There have been only three accidents since the beginning of June, and of them, only one was fatal.

This was on Thursday when a pillion rider on a motorcycle fell off the motorcycle and died,’’ said an officer. He agreed that the Vakola flyover and areas near the Hans Mugra Road were the most treacherous and most accidents occurred there. Since the beginning of this year, the Vakola police have recorded 34 accidents, six of them fatal, on that stretch, the officer added.
Nandgirikar said a substantial portion of the highway between Bandra and Vakola had been done with mastic asphalt, the same material that caused accidents on its eastern counterpart. “But it was laid much better on this expressway.

Besides, the possibility of speeding on this expressway compared to the eastern one is much lower. We will have to look into the reasons for the accidents,’’ he said.

Eastern corridor still slippery Roana Maria Costa I TNN

Mumbai: The MMRDA and the traffic cell’s steps to prevent skidding and accidents on the Eastern Express Highway has hardly proved to be successful as all their effort has been concentrated only on a one-and-a-half-km stretch between the Godrej north and south gates.

Nineteen minor accidents have been reported between Airoli and Ghatkopkar bridges owing to skidding. “From last Friday to this Friday evening, 19 minor accidents have been reported due to skidding,’’ said I S Udakeri, sub-inspector at the Vikroli police station.

On June 11, the traffic police installed two laser speed guns along the highway and since the next day, 444 cases of over-speeding have been registered. “A total of 444 cases of over-speeding have been registered and licences of all these drivers have been seized, while and they have been issued showcause notices by RTOs,’’ said Harish Baijal, DCP traffic.

The authorities have also placed barricades along the road, installed low-level speed retarders and chipping of the road is in progress. However, none of these is being done on the expressway other than the one-and-a-halfkm stretch.
“Most of the measures have been taken on that stretch as it is the most accident-prone zone and also has two road signals,’’ said SR Nandargikar, chief engineer, MMRDA.

Today workers were seen putting hot bitumen along the stretch to glue the chips to the road. “The chips are being laid to make the surface rough and the work will be complete in two to three days,’’ said Nandargikar.

How missiles get their names

How missiles get their names

Deepa Bhasthi | TNN

Bangalore: How do you name a missile? Or a tank? Or an aircraft for that matter? If you thought Agni, Prithvi and Akash were random names scientists just came up with, you couldn’t be farther from the truth.

Developing missile technology is hard work, and for scientists, their baby. Research keeps them up long hours, away from family and friends and it is but natural that great deliberation takes place before christening these babies.
Sanskrit names are always given preference.

Scientists believe such names are powerful. All names are, in one way or the other, connected to the function of the missile, aircraft or tank. Take for instance Agni, the intermediate range ballistic missile. The fire or the energy needed for propulsion is what gave the missile its name.

Explaining the naming procedure, W Selvamurthy, chief controller of life sciences and human resources at Defence Research and Development Organization (DRDO) said missiles and other products developed by the labs are given names that have a ‘‘functional meaning and/or a scientific rationale’’.

The director of each project, along with the team, proposes a few names that they think would be appropriate. The proposals go to the chief controller of the lab which is working on the project and the final name is decided keeping in mind the functions of the final product.

PRITHVI | Surface to surface missile from the earth
AKASH | Surface to air missile that touches the skies
LAKSHYA | Pilotless target aircraft, all about taking aim
NAG | Anti-tank missile, hits from top like a hooded serpent
TEJAS | Indigenous light combat aircraft that will provide an ‘aura’ for India

Consumers Court:Directs Hospitals (Records)and Insuarance Co (FIRs)

Hospitals must give records within 72 hrs

Prafulla Marpakwar | TNN

Mumbai: In a landmark order, the national consumer disputes redressal commission has made it mandatory for all medical practitioners and hospitals across the country to provide the entire medical records of a patient to him\her or the authorised nominee or legal authorities concerned within 72 hours of the demand.

Simultaneously, the commission asked the Medical Council of India to promulgate a comprehensive notification. Accordingly, a week ago, the MCI directed medical practitioners and hospitals to provide the medical records of a patient within three days of the request.

‘‘In any set of circumstances, hospitals\medical practitioners shall hand over the medical records of the patient to him or his relatives within 72 hours,’’ the MCI said in its circular.

The commission’s directives, followed by the MCI circular, assume significance since the general tendency among medical practitioners and hospitals has been either to avoid a request for medical records or delay it for obvious reasons. However, Hinduja Hospital director G B Davar welcomed the move, saying it was in the interest of patients.

A former dean of J J Hospital, Davar said parting with medical records would improve the relationship between the doctor and the hospital. ‘‘If all records are made available to a patient immediately, there will be no scope for doubt of any kind,’’ he said.

An order by the national consumer disputes redressal commission says all docs, hospitals must provide patient’s medical records within 72 hours of the demand being made
Medical Council of India has directed all hospitals to implement panel’s order “in any set of circumstances”


‘FIR not must to claim theft relief’


New Delhi: Insurance companies cannot reject a theft claim for want of an FIR copy observed the state consumer commission in a recent order. The commission has fined United India Insurance Company Rs 25,000 and Rs 5,000 as cost of litigation, for not deciding the claim of the insured for two years because a copy of the FIR was not furnished, and thereby forcing the consumer to take legal remedy.

Presiding over the commission, Justice J D Kapoor said: ‘‘It is a misconceived notion that the insurance policy covering the risk of theft of household articles or other goods is not indemnifiable unless the person produces a copy of the FIR.’’

According to Justice Kapoor, when a person approaches the police to report a theft, it is the police that decide whether to convert the complaint into an FIR or a daily diary. There is no difference between an FIR and a simple complaint lodged by the person, he added.

In the theft claim case, the complainant Subhash Chander Khanna, had gone to a cinema hall in Jaipur in 2006 where his wallet was stolen. He lodged a report with Jaipur police and filed for a claim with the insurance company. When the insurance company asked for a copy of the FIR, he approached Jaipur police, which issued him only a stamped copy of the daily diary report.

The insurance company did not adjudicate the claim by insisting on a copy of the FIR. When his claim was not settled, Khanna sent a letter to the insurance company saying that if it was not satisfied about the occurrence of theft, it may send investigators or may write to police about the facts.

Justice Kapoor said, ‘‘Since there was no material with the insurance company falsifying the occurrence of theft, it was liable pay compensation for mental agony, harassment and cost of proceedings.